In years gone by, homebuyers would stick with the same bank for the life of their home loan. While this might be an easier option, you will likely end up paying far more in interest than you otherwise would, if you found a more competitive interest rate. There are many reasons that people …
How to fast-track your home loan application
One of the biggest mistakes new home buyers make is not having their finances organised prior to starting their search for a property. Many people assume that if one has a good income, a home loan is simple to get. Unfortunately, there are a number of steps in the process, and it often takes many …
Advantages and Disadvantages of a Secured Car Loan
There are many ways you can buy a car these days, including paying for it outright, taking out a personal loan, redrawing from your home loan or even paying for it on a credit card. However, the most common way to buy a car is by taking out a car loan that is secured against the car itself. A …