House prices across Australia are continuing to see a sharp rise, and that can make it very tricky for buyers. Clearly, most states are in the grip of a seller’s market, so it’s important to both adjust your expectations and know how to buy when prices are rising. Have finance organised Arguably, the most important…
With interest rates at record low levels, homeowners are starting to think a lot more about fixing their home loans. The RBA has made it known that interest rates are likely to stay low for a while yet; however, there is increasing evidence to suggest that they will need to rise sooner rather than later….
While it’s nice to be selling when markets are strong, this can also cause a number of issues for those who are needing to sell their home before trying to buy another. We would see this commonly with upgraders and downgraders, who might be at the time in their lives when they need more space…
As the price of property surges across Australia, so does the cost of getting into the property market for many first home buyers. For the most part, if you’re wanting to get a home loan from a bank or lender, they will require you to come up with a deposit. Depending on the lender, this…
While most people will typically look to take out a variable home loan, it is first worth considering what might happen with interest rates in the future and whether that means you should think about a fixed-rate home loan. A fixed-rate home loan simply means that the interest rate on the home loan is fixed…
When property markets are hot, it’s very common to see a lot of properties listed to sell via the auction process. In the current market, we are seeing very strong auction clearance rates that are regularly above 80% in both Sydney and Melbourne, which is a clear sign of a seller’s market. For the most…
House prices are rising at the fastest rate in 32 years, and while there is strong demand from buyers, one of the main factors driving prices is low stock levels. Across Australia, we’re still seeing the lowest levels of stock that we’ve seen in more than five years. That includes the most recent house price…
Over the past 12 months, we’ve seen a big surge in the number of people looking to both buy and sell properties off-market. In effect, an off-market property transaction is one where the vendor doesn’t list the property on a real estate portal. However, in the true sense of an off-market transaction, it could be…
The two most common property investment strategies that Australian investors use are to seek capital gains through buying blue-chip property and to look for higher yields outside the capital cities. For the most part, there is no right or wrong answer. However, if you execute either strategy incorrectly, you could run into problems. How do…